HCSMs Are Gaining Ground — And Policy Is Catching Up
In today’s market of rising costs and growing demand for flexibility, more Americans are turning to Health Care Sharing Ministries (HCSMs) as a values-driven, cost-conscious alternative to traditional insurance. Now, Washington is starting to take notice. A new bill introduced by Reps. Mike Kelly (R-PA) and Greg Murphy (R-NC) proposes a federal tax break for individuals who participate in an HCSM—marking one of the most significant legislative nods toward the model to date. This legislation isn’t just about tax relief, it...
Recognizes HCSMs as a legitimate, faith-based healthcare option within a shifting national landscape
Offers financial support to individuals and families choosing to step outside traditional insurance models
Reinforces what brokers are already seeing: the market is looking for something different
This is more than a moment—it’s a movement. Consumers are actively seeking alternatives that reflect their personal beliefs, financial priorities, and desire for autonomy in their care. HCSMs are uniquely positioned to meet that need—and the proposed tax break signals growing institutional support for their role in the healthcare ecosystem.
At OneShare Health, we’re leading the charge as one of the few compliant, nationally affiliated HCSMs. We’ve built programs that blend the values your clients care about with the structure and support you need as a broker. And as the conversation around alternative health solutions continues to grow, we’re committed to being a trusted partner for agents navigating this evolving space. If you’re evaluating new solutions to meet clients where they are—or looking to stay ahead of what’s coming—this is the time to take a closer look at HCSMs. We’re here if you want to talk shop.
If you have a OneShare Health client who has an upcoming procedure with an out-of-network provider or facility, our Pre-Notification team is here to help! By contacting us, your client can explore alternative options to manage their healthcare costs effectively.
We are committed to assisting your clients in navigating their healthcare options and managing costs effectively. Members are not required to use a network Provider but could end up with additional sharing responsibility if they choose an out-of-network Provider. Your clients can click here to find a First Health Network Provider.
Recently, Clever Health changed the vendor they use to support Mental Wellness Sessions for OneShare Health Members.
Here are a couple of key updates:
The new vendor they now use is MeMD
The Visit Fee has dropped from $97 to $85!
Hours are Monday-Friday from 6am-10pm in local time
Due to these updates, and several other enhancements, we have updated the Clever Health information in the OneShare Health Member Guidelines. This was done in effort to better showcase the services that are offered to OneShare Health Members through Clever Health.
Please take a moment to download this FAQ sheet, which outlines all of the recent changes relating to Clever Health.
OneShare Health Member Testimonials Regarding Clever Health Services
Comment about the Clever Health Provider after a telemedicine visit: "I don't think it could get any better!" - OneShare Health Member in Missouri
Testimonial about the Virtual Care experience:"A great and convenient service! I am extremely happy to have this app!" - OneShare Health Member in New York
Overall comment about the Virtual Care experience: "Dude, this was awesome." - OneShare Health Member in Florida
We’ve set out to make a difference in our community by sharing in one another’s medical costs. Together, as a non-profit, we’ve helped our Members access affordable health care.
Eligible Expenses Shared in March 2025: $2,620,223
Eligible Expenses Shared in Last 12 Months: $19,999,768
Charitable Donations: $1,798,482
Total Medical Expenses Shared to Date: $259,735,569
To better serve OneShare Health Members, we have recently updated our hours for Member Support. Our team is now available from 7am - 5pm CST, and can be reached by calling (855) 699-1274or by emailing MemberSupport@OneShareHealth.com.
We take pride in providing quality service, and this is just one enhancement to better serve each Member. Thank you for trusting OneShare Health with client's health care sharing needs.
OneShare Health is partnered with Rx Valet to provide discounts to Members for prescription medications. Rx Valet has an Acute Medication Program that provides 37 commonly prescribed drugs at no charge, plus incredible discounts on all other medications. Consider Rx Valet as a reliable pharmacy savings advocate for Members. The Rx Valet website and live Customer Care team are always actively helping Members find the lowest price available on medications.
Acute Medication Program – 37 drugs for $0
Insulin Program – as low as $94.99 a month shipped to their home
3,000 medications under $50 via retail pharmacy
2,500 medications under $15 via mail order (90-day supply)
Income Based Financial Assistance Program for drugs over $200
This is a valuable resource to know about as you navigate discussions about certain Program features with your clients. Stay informed!
Rx Valet is not available to Members in South Dakota or Washington. This is a Pharmacy Subscription Program. THIS IS NOT INSURANCE. Discounts are available exclusively through participating pharmacies. The range of discounts will vary depending on the type of prescription and the pharmacy chosen. This part of the program does not make payments directly to pharmacies. Cannot be used in conjunction with insurance. Rx Valet is not owned or operated by OneShare Health.
How Hospitalization Works as a Member of OneShare Health
Here is a great new educational video (1:15) for you to understand how Hospitalization works for Members of OneShare Health. This video breaks it down in simple terms that will be easy for you to convey to your clients who are possibly interested in a Program with OneShare Health.
Check out ALL of these videos in our Producer Education Video Library! With topics ranging from How Hospitalization Works with OneShare Health, to Urgent Care Visits, Maternity and Pre-Existing Conditions, these videos will help you learn more about our Programs, and know how to explain our services to your clients.
We're on Facebook, LinkedIn,Instagram, and YouTube. Like, Follow and Subscribe to see what your community is doing to continue making OneShare Health the health care sharing ministry (HCSM) of choice for Members across the country.
OneShare Health, LLC is not an insurance company but a religious health care sharing ministry. For our full disclosures, see www.onesharehealth.com/legal-notices.
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